First Home Buyers

Buying your first home is exciting, but it can also be a complex process. At VIK FINANCE we simplify that journey for you from pre-approval to settlement. We’re committed to providing personalised guidance and support, from helping you understand your borrowing capacity and assessing your eligibility for government grants to finding the right loan.

First Home Buyers

Buying your first home is exciting, but it can also be a complex process. At VIK FINANCE we simplify that journey for you from pre-approval to settlement. We’re committed to providing personalised guidance and support, from helping you understand your borrowing capacity and assessing your eligibility for government grants to finding the right loan.

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Refinance

We specialise in loan refinancing to help you optimise your financial situation. Whether you are seeking to lower your interest rate, consolidate debt, or access the equity in your property, we have the expertise to guide you through the refinancing process and find the best solution for your needs.

Refinance

We specialise in loan refinancing to help you optimise your financial situation. Whether you are seeking to lower your interest rate, consolidate debt, or access the equity in your property, we have the expertise to guide you through the refinancing process and find the best solution for your needs.

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Equity Release

As a homeowner, you can access the equity you’ve built over time without the need to sell or move. Whether you are looking to buy an investment property, purchase a new car, go on a holiday, renovate your house or have other financial needs, we are dedicated to guiding you through the equity release process.

Equity Release

As a homeowner, you can access the equity you’ve built over time without the need to sell or move. Whether you are looking to buy an investment property, purchase a new car, go on a holiday, renovate your house or have other financial needs, we are dedicated to guiding you through the equity release process.

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Investment Loans

Looking to grow your investment portfolio? Our investment loan services are tailored to support your wealth creation goals. We offer a wide range of loan products to suit your unique investment needs and the flexibility to secure loans under company/trusts and individual names, we ensure that you have access to the financing options that suit your chosen entity.

Investment Loans

Looking to grow your investment portfolio? Our investment loan services are tailored to support your wealth creation goals. We offer a wide range of loan products to suit your unique investment needs and the flexibility to secure loans under company/trusts and individual names, we ensure that you have access to the financing options that suit your chosen entity.

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Construction Loans

A construction loan works differently from a standard home loan. Construction loan provides funds in stages, which include: preparation, base, frame, lock up, fit out and completion. The loan will be progressively drawn as the construction progresses with interest-only repayments. At VIK FINANCE we strive to simplify the funding process and ensure a smooth experience for our clients.

Construction Loans

A construction loan works differently from a standard home loan. Construction loan provides funds in stages, which include: preparation, base, frame, lock up, fit out and completion. The loan will be progressively drawn as the construction progresses with interest-only repayments. At VIK FINANCE we strive to simplify the funding process and ensure a smooth experience for our clients.

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Guarantor Home Loan

Saving a large deposit to purchase a property can be challenging, with the support of a guarantor, typically parents, borrowers can purchase a house without a substantial deposit and potential cost savings such as avoiding the need for lenders mortgage insurance (LMI). If you’re struggling to meet the deposit requirements or qualify for a home loan, our guarantor home loan service might be the solution for you.

Guarantor Home Loan

Saving a large deposit to purchase a property can be challenging, with the support of a guarantor, typically parents, borrowers can purchase a house without a substantial deposit and potential cost savings such as avoiding the need for lenders mortgage insurance (LMI). If you’re struggling to meet the deposit requirements or qualify for a home loan, our guarantor home loan service might be the solution for you.

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Low Credit Score

We specialise in providing solutions for clients with low credit scores to secure their funding needs. VIK FINANCE can guide you towards the bank that is best suited to approve your loan applications with their low credit scores policies.

Low Credit Score

We specialise in providing solutions for clients with low credit scores to secure their funding needs. VIK FINANCE can guide you towards the bank that is best suited to approve your loan applications with their low credit scores policies.

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Car & Asset Finance

Whether you’re looking to purchase a new family car, a new work car, or purchase equipment for your business. At VIK FINANCE we provide a range of tailored solutions to help you acquire the car or assets you need. Contact us today to explore our comprehensive range of services.

Car & Asset Finance

Whether you’re looking to purchase a new family car, a new work car, or purchase equipment for your business. At VIK FINANCE we provide a range of tailored solutions to help you acquire the car or assets you need. Contact us today to explore our comprehensive range of services.

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Personal Loans

Whether you’re planning a dream holiday, need funds for a wedding, looking to buy new furniture, or consolidate debts into one manageable payment. We have the expertise to guide you through the process and find the right personal loan solution for you.

Personal Loans

Whether you’re planning a dream holiday, need funds for a wedding, looking to buy new furniture, or consolidate debts into one manageable payment. We have the expertise to guide you through the process and find the right personal loan solution for you.

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